Vancouver BC Personal Injury Lawyers - Stephens and Holman

Friday, January 23, 2009

Bicycle Accidents and Insurance Issues

With the increasing popularity of bicycle transportation, there are increased opportunities for tragic accidents to occur on our roadways. Bicycle accidents can be especially devastating because many result in serious injury or even death. Insurance claims involving bicycles can be more confusing than those involving regular vehicles.

Accidents involving bicycles can happen in the blink of an eye. Because bicycles can be difficult to see, drivers may not even realize they are there until it’s too late. When you are hit by a negligent driver, several insurance policies can immediately come into play:

  • First, let’s hope that the negligent driver is carrying an insurance policy and that he has enough coverage for your claim. Unfortunately, many times the driver’s policy has a cap on it as to what the insurance company will pay. This often leaves very little to cover the extensive medical bills that may be incurred due to the accident.
  • If the negligent driver doesn’t have proper coverage, your automobile insurance coverage can be used. The part of you policy that would be used is your uninsured/underinsured motorist coverage.

Insurance claims involving bicycles can be extremely tricky and confusing. If your or a loved one has been injured or killed in a bicycle accident it is important to work closely with an attorney who knows the laws surrounding these types of cases. Please contact our office for a free consultation and allow us to help you sort through all the details. These types of accidents can be extremely stressful and it’s good to know that you have someone on your side. We are here to fight for your rights.

posted by PaulaB at 9:00 AM

Friday, January 9, 2009

Determining Fault in Boating Accidents

Many people don’t consider the legal ramifications of boating accidents. Because these accidents take place on water, they are often overlooked as vehicle accidents. Recreational boating is a very popular pastime in Canada, as well as the US. If you are going to participate in boating activities, it is important to understand the laws governing the waterways and know what to do if you are ever in an accident.

Make sure you take the proper precautions when boating. Most of the same rules that apply to on-land roadways apply to the water as well. These include:

  • Having the proper license and proof of competency documents.
  • Maintaining a safe speed at all times. There are speed restrictions on the water.
  • Understanding and obeying the rules for minors operating a boat. In Canada, children under 12 cannot operate a boat with more than 10hp and children ages 12 to 16 cannot operate a boat with more than 40hp.
  • Always wear a life jacket and ensure that all of your passengers wear life jackets as well. Nearly all drowning accidents involve people who are not wearing the proper floatation devices.
  • Don’t drink and drive. This is often overlooked, but operating a boat under the influence of alcohol is still against the law. Statistics show that nearly half of all boating fatalities involved alcohol.
  • Keep fire extinguishers in multiple areas on the boat. Make sure everyone on board knows where the extinguishers are and how to use them.

If you are in a boating accident, the fault of the accident will need to be determined. Accidents can be the fault of another driver who was being careless or reckless, but it is also important to remember that faulty boating equipment can also cause accidents. When an accident occurs due to faulty equipment, the manufacturer can be held liable.

If you have been in a boating accident due to the carelessness of another party, then you have legal rights. You can count on our experienced lawyers to sort through the details and determine fault in the accident. We will be able to show negligence and get you the compensation you deserve. Trust us to help you get your life back on track.

posted by PaulaB at 9:00 AM

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